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Health Saving Account Health Insurance — Dennis Alexander One of the drawbacks of managed care health insurance plans like HMOs and PPOs are the restrictions placed on treatment coverages that can limit your healthcare options. Utilizing a Health Savings Account (HSA) is one way to put more flexibility into your health insurance plan. Contributions you make to an HSA are yours to spend on current and future medical needs, giving you the opportunity to research your health options, consult your physician. National Health Care — Dennis Alexander More than 45 million Americans go without health care. At 14% of the gross domestic product, national health care spending is at an all time high. Health care issues and prescription drug costs continue to gain increasing attention during election campaigns, and many Americans are calling for the need to provide national health coverage as a universal service to all residents. Guaranteed Issue & Health Insurance — Dennis Alexander Guaranteed issue insurance is issued to a consumer, regardless of the consumer's current health. It may be offered by companies with specialized high-risk offerings, or it may be mandated by state law. Usually, laws aimed at requiring guaranteed issue coverage also require that the coverage be given at a uniform fixed price. Laws requiring this type of coverage have been considered in a number of jurisdictions. Aging Drivers And Automotive Insurance — Elizabeth Newberry If you’re a driver who is aging, it doesn’t mean you are a driver who is facing a lack of automotive insurance. Quite the contrary, if you are a driver who is aging, you could very well be facing discounts in automotive insurance. Advice For Filing An Auto Insurance Claim — Elizabeth Newberry We know we need it; it is required, after all. We just hope we never have to use it. Purchasing auto insurance may seem like the difficult part of the process, with all the legalese and fine print; however, if you actually ever need your auto insurance, you’re going to have to file an auto insurance claim. This can be the trickier part, if you aren’t prepared. Wawanesa Insurance – the story of success — Tim Baker Wawanesa Insurance Company is a Canadian insurer operating on insurance market for more than a hundred years. It is one of the largest property and casualty insurers in Canada. Annuity Settlement Options: Annuitize or Lump Sum? — Gary Le Mon Remember that annuity you bought years ago for when you “get old”? Guess what. You may not be old by today’s standards (60 is the new 40), but this may be a good time to consider your annuity settlement options… just in case. Nursery Insurance: A Necessity For Nurseries And Daycares — Gabriel Adams More and more parents have to put their children in day care facilities, because both parents in the household have to work to pay the bills. Some of these parents are lucky enough to know someone who can baby sit their kids, or they have a family member that is willing to watch them while they are at work. Some other parents work out their schedules so that they are never at work at the same time, so they can take turns watching their kids. However the majority of households... A Quick Education On Title Insurance — Elizabeth Newberry You are probably familiar with common insurance – automotive insurance, life insurance, health insurance, and homeowner’s insurance. You might even be familiar with certain branches of each kind of insurance, such as the different levels of coverage available for automotive insurance, the different kinds of life insurance policies offered, the regulations that come with some health insurance policies, and whether or not you even need homeowner’s insurance. But are you familia... A Quick Education On Actual Cash Value And Replacement Cost — Elizabeth Newberry It’s sad but true – many people only purchase homeowner’s insurance because they’ve borrowed the money to pay for their home and their lenders require them to purchase a homeowner’s insurance policy until the home is completely paid for. Therefore, not everyone who purchases a homeowner’s insurance policy puts much thought into the ins and outs of the homeowner’s insurance policy they purchase. Mexican Auto Insurance - Are you covered? — Linden Gray Learn Why Your Current Auto And Medical Plans Are Not Enough. Mexico consistently ranks amongst the top ten destinations for travelers. Its tropical resorts and mountain retreats offer a range of activities from shopping to adventure sports. It also creates the right circumstances for accidents and injuries. Are You Paying More for Insurance Because of Your Credit Score? — Stephen Snyder Insurance companies often use credit-based, "insurance scores," to determine if you are eligible for auto or homeowner's insurance, and how much you'll pay. 10 Important Things to Remember When Buying Life Insurance — Derek Rogers Buying life insurance is a major purchase and this 10 point checklist will guide you through some of the key things to remember. Surety Bonding In Today’s Construction Market — ron victor Varying market conditions have led to many changes and adaptations in the surety market. This article updates all the bankers and lenders on the existing situation as well as trends within that gathering of financial organizations writing bonds for the sake of construction industry. In accordance with the contract documents surety bonds swear project owners that contractors will execute the work and also pay precise subcontractors, laborers, and materials suppliers. Three Types Of Insurance You Do Not Need — SadiePeterson Insurance is generally something that you purchase in order to protect you and your family from the potential financial loss caused by a catastrophic event or serious illness. |
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